Insurance
In Insurance Segment (All Type of Insurance), Sysca Multitrade decided to touch maximum Life with Teammates Insurance – that Your partners in risk mitigation exercise have expertise to find practical and innovative solutions for protection through risk transfer, no matter how complex they might be and assist them in their identification transfer and administration in most Optimum, Efficient & Economic manner. Our approach is simple yet refreshingly different. We build lasting partnership with all our Stakeholder, Clients, Insurers. We enjoy what we do and always adopt a never say die attitude in order to achieve the best result. We are registered with IRDA.
Need for Fire Insurance: The existence of material property susceptible to damage or destruction by fire or other peril. The fact that material property has intrinsic value measurable in terms of money recognized by the economic beliefs of society. The fact that the occurrence of a fire will result not only in loss of or damage to material property but also other consequential losses such as loss of production causing loss of.
Health insurance covers essential health, illness and accident expenses by protecting you from unexpected, high medical costs. Health insurance policies can be bought for an individual or for family. Let’s have a look at types of health insurance covers you can consider before making your buying decision. Individual Health Policy- Under the Individual Health Insurance Policy, the chosen sum assured is applicable to a person covered under the plan on an individual basis for cashless hospitalization and other benefits. It is a policy where each insured member is entitled to the entire amount separately. Family Floater Health policy In the Family Floater Health Insurance policy, the chosen sum assured is applicable to all family members covered under a single cover i.e. one cover for all members. It can be used entirely by one member or by multiple people over multiple claims. Top-up Health policy The Top-up health insurance plan additional coverage for people who have limited health cover insurance under an existing individual plan or coverage from the employer. It is for reimbursement of expenditure which arises out of single illness when the limit of the existing cover is not sufficient. Critical Illness Insurance policy Taken as a standalone insurance policy or a rider for treatment of serious illnesses like - cancer, kidney failure, heart attack etc. Most critical illness policies provide for payment of a lump sum benefit if the policyholder is diagnosed, suffering from one of the specified critical illnesses.
- Car Insurance.
- Two Wheeler Insurance.
- Taxi, CAB etc. Commercial PCV Insurance.
- Auto Petrol / CNG / Diesel Insurance.
- Commercial Truck.
- School Bus.
- JCB / TRACTOR.
Your vehicle is one of the most prized assets. Insure your vehicle by choosing
the right motor insurance and secure peace of mind while driving. With a reliable
motor car insurance, you can protect yourself from financial contingency that
may affect you due to any unfortunate mishap or claim arising out of third party
mistakes.
Motor Car Insurance is compulsory in India as prescribed by the Motor Vehicle Act
1988. There are a number of options to suit your needs as well as your budget.
COMPREHENSIVE PACKAGE POLICY - THIRD PARTY LIABILITY
We at Teammates Insurance Marketing Pvt. Ltd., provide you a one-stop solution for
comparison of various motor car insurance products from insurance companies with the
best quotes to choose from. You can compare product features and the different types
of accident insurance options on offer. Also enjoy an online policy with less paper work.
Key Benefits:
NO PAPER WORK, IMMEDIATE ISSUANCE OF THE MOTOR INSURANCE
CERTIFICATE AND INSURANCE POLICY UPON PREMIUM PAYMENT.
CASHLESS ACCIDENT DAMAGE REPAIR CLAIM SERVICE THROUGH A
NETWORK OF GARAGES ACROSS INDIA.
COMPREHENSIVE SUPPORT FROM OUR DEDICATED CUSTOMER SUPPORT
TEAM.
Life Insurance
TERM PLAN
Term Insurance helps you safeguard your family from financial worries that arise due to unfortunate circumstances. Term plans are pure risk cover plans with or without maturity benefits. These pure risk plans cover your life at a nominal cost.Term plans also let you avail of the benefit to cover your outstanding debts like mortgage, home loan, etc. In case something happens to you, the financial burden is borne by the insurance company and not your loved ones.
Benefits of Term Policies:
HIGH INSURANCE COVER AT LOWER COSTS
FINANCIAL SECURITY AGAINST LOANS AND MORTGAGES
SINGLE PREMIUM PAYMENT OPTION
MONEY BACK PLAN
This is also one type of endowment plan but in this plan very 3rd. 4th or 5th every a part of sum assured is paid to the life assured as survival benefit & in case of unfortunate death during the policy term the full sum assured without deduction of survival benefits will be paid to the nominee with or without bonus as per the policy condition & in case everything goes well the sum assured after deducting the survival benefits will be paid to the life assured with or without bonus as per the policy condition.
ENDOWMENT PLAN
In an Endowment Policy, the sum assured is payable even if the insured survives the policy term. If the insured dies during the tenure of the policy, the insurance firm has to pay the sum assured along with the accumulated bonus during the tenure of the policy.If the person covered remains alive beyond the tenure of the policy, he gets back the sum assured with some other investment benefits. In addition to the basic policy,
insurers offer various benefits such as double endowment and marriage/ education endowment plans.
ULIP PLAN
Unit plans are investment plans for those who realise the worth of hard-earned money. These plans help you see your savings yield rich benefits and help you save tax even if you don’t have consistent income. These policies are essentially linked with share market fluctuations. One has to pay premium for a minimum of three years and can withdraw the amount invested along with the bonus earned after the end of five years
without any charges being deducted for surrendering the policy. Minimum 5 times life cover is given to the insured. Some capital guaranteed policies are available which covers the risk of the insured.